Terms & Conditions

Last updated: 30 October 2014
1. Acceptance of the Terms of Service
Welcome to Quickienomics! (a.k.a. “we” or “us” or the “Company”). We are excited to have you as user and member of the community. The following terms and conditions (collectively, these “Terms of Service”) apply to your use of www.Quickienomics.com, including any content, functionality and services offered on or via Quickienomics.com as well as related mobile applications and services (the “Website”). This following Terms of Service serves as a legal binding between Quickienomics and you, as a subscriber, customer or user (“You”) Visitors and other users of our web services will be referred to as “users” collectively. The Terms of Service also include our Privacy Policy.

We want to keep our relationship with you as lean and informal as possible, but please read the Terms of Service, together with any other guidelines as defined below carefully before you start using Quickienomics, because by using the Website you accept and agree to be bound and abide by these Terms of Service.

2. Registering an Account

You must register an account with Quickienomics in order to access certain features of the Website by entering your email and choosing a password as part of our security procedures. You must treat such information as confidential, not disclosing it to any third party and only using Quickienomics in person. There is a password-reset procedure in case you forget your password, but please notify us of any breach of security. We highly recommend to choose a strong password and that you log out from your account at the end of every session. It is a condition of your use of the Website that all the information you provide on the Website is correct, current and complete. In the future, you may be asked to provide certain registration details or other information. As custom for Internet websites, we reserve the right to disable any user account, at any time in our sole discretion for any or no reason, including, if in our opinion you have failed to comply with any provision of these Terms of Service.

You agree to notify Quickienomics immediately should you have reasons to believe that your account has been compromised and is no longer secure. (e.g., in the event of a loss, theft or unauthorized disclosure or use of your account ID, password, or any credit, debit or charge card number, if applicable) You will be held responsible for any loss or liability incurred by Quickienomics or other users due to any unauthorized use of your account that may or may not be due to your negligence.

You will be able to register for an account with Quickienomics through third party social networking services including but not limited to Facebook and Google (Collectively “Authentication Service”). You agree and acknowledge that Quickienomics may access your account information from the Authentication Services and also agree to all terms of use set by the Authentication Services with regards to your use of the Website features on Quickienomics via the Authentication Services. By accessing Quickienomics through the use of an Authentication Service, you agree that you are responsible for any interactions between You and the Authentication Service.

3. Privacy Notice

Quickienomics places high emphasis on our users’ privacy and therefore our Privacy Policy is incorporated into the Terms for reference. You are strongly advised to read the Privacy Policy meticulously for all information relating to how Quickienomics collects, use and disclose your personal information.

4. Changes to the Terms of Service and the Website

Quickienomics is a work in progress and that there will be a lot of changes in the near future. It is under the sole discretion of Quickienomics to amend, modify, add or remove parts or sections to this Terms of Service at any point in time and you are strongly advised to check this Terms of Service periodically for any changes. You will acknowledge and agree to the amendments made by Quickienomics by your continued usage of the Website after the amendments have been implemented. Quickienomics will notify the amendments of Terms on the Website and or by sending a notification email to your registered email address provided by You during the initial sign up. Amendments to this Term of Service take immediate effect and it your responsibility to cease the usage of the Website if You disagree to the changes.

5. Intellectual Property Rights and Use Guidelines.

The Website and its original content, features and functionality are owned by Quickienomics and are protected under international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. The copyright including but not limited to, all design, videos, text, sound recordings, images or links and all other intellectual properties in the contents of the Website are properties of Quickienomics and/or its holding company and/or its subsidiaries and/or the subsidiaries of its holding company, except as otherwise stated herein. They may not be reproduced, transmitted, published, performed, broadcast, stored, adapted, distributed, displayed, licensed, altered, hyperlinked or otherwise used in whole or in part in any manner without the prior written consent of Quickienomics. Save and except with Quickienomics’ prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or “mirror” or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or webpage. All trade marks, service marks and logos used in this website are the property of Quickienomics and/or the respective third party proprietors identified in this website. No license or right is granted and your access to this website and/or use of the online services should not be construed as granting, by implication, estoppel or otherwise, any license or right to use any trade marks, service marks or logos appearing on the website without the prior written consent of Quickienomics or the relevant third party proprietor thereof. Save and except with Quickienomics’ prior written consent, no such trademark, service mark or logo may be used as a hyperlink or to mark any hyperlink to any Quickienomics member’s site or any other site.

6. Third Party Sites and Links

For the convenience to all Users, Quickienomics may include hyperlinks to third party websites or services. You agree and acknowledge that Quickienomics does not endorse any of the third party websites including but not limited to their services, information and materials provided. You further agree and acknowledge that your participation or business dealings with in promotions of, advertisers found on or through the Website are solely between You and such advertiser. Access and use including but not limited to services, information and materials on or available through third party sites is solely at your own risk.

7. Payment

You agree and acknowledge that Quickienomics charge fees for access to use the features on the Website and further agree to pay the amount specified for the use of such features. All fees specified on the Website does not include tax unless other wise stated and You are responsible for the payment should any of such tax be imposed on your use of the Website features.

You agree to provide accurate and updated credit card and PayPal account information upon Quickienomics’s request as fees, other additional fees or donations, will be charged to your credit card or PayPal account designated and authorized by You. The designated credit card or PayPal account that you authorize will be used to pay the amount specified on the Website and You hereby authorize Quickienomics or any other company that acts as a billing agent for Quickienomics to continue to attempt to charge all sums described herein to your credit card or PayPal account until such Fees are paid in full. You agree to pay all amount specified by Quickienomics upon demand should payment transaction be unsuccessful from your credit card or PayPal account.

You will be asked to provide Quickienomics with a valid credit card number from a card issuer acceptable on the Website should You be permitted to use a credit card to pay for related fees. A pre-authorization on your credit card may be done prior to your purchase to verify that your credit card is valid and or has the necessary funds or credit available for the transaction. You are strongly encouraged to contact your credit card issuer should you have questions regarding the reduction of your available funds or credits due to this pre-authorization.

All fees specified including those that are charged to access the Website are final and nonrefundable. Quickienomics reserves the right to change the price specified on the Website or any of its features thereof, institute a new charge or fees where a fee was not previously charged.

8. Contents

For purposes of these Terms of Service, the term “Content” includes, without limitation, information, data, text, photographs, videos, audio clips, written posts and comments, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible on or through the Website. For the purposes of these Terms of Service, “Content” also includes all User Content (as defined below).

All Content added, created, uploaded, submitted, distributed, or posted to the Website by users (collectively “User Content”), whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such User Content. You represent that all User Content provided by you is accurate, complete, up-to-date, and in compliance with all applicable laws, rules and regulations. You acknowledge that all Content, including User Content, accessed by you using the Website is at your own risk and you will be solely responsible for any damage or loss to you or any other party resulting therefrom. We do not guarantee that any Content you access on or through the Website is or will continue to be accurate.

By submitting public User Content through the Website, you hereby do and shall grant Quickienomics a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sublicensable and transferable license to use, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Content in connection with the Website and our (and our successors’ and assigns’) businesses, including without limitation for promoting and redistributing part or all of the Website (and derivative works thereof) in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Website a non-exclusive, perpetual license to access your User Content through the Website, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Content. For clarity, the foregoing license grants to us and our users does not affect your other ownership or license rights in your User Content, including the right to grant additional licenses to your User Content, unless otherwise agreed in writing. You represent and warrant that you have all rights to grant such licenses to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, trademarks, contract rights, or any other intellectual property or proprietary rights.

We do not guarantee that any Content will be made available on the Website. We reserve the right to, but do not have any obligation to, (i) remove, edit or modify any Content in our sole discretion, at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if we are concerned that you may have violated these Terms of Service), or for no reason at all and (ii) to remove or block any Content from the Website. You are permitted to use the Website for your personal, non-commercial use, or legitimate business purposes, provided that your activities are lawful and in accordance with these Terms of Service. Prohibited uses include violation of laws and regulations, hacking the Website in any manner, or violating the Content Standards set below. No right, title or interest in or to the Website or any content on the site is transferred to you, and all rights not expressly granted are reserved. Any use of the Website not expressly permitted by these Terms of Service is a breach of these Terms of Service and can lead to account termination.

You agree and acknowledge that Quickienomics will not be held responsible or be liable for the accuracy, usefulness or intellectual property rights that You will be exposed to from contents posted by other Users. You further agree that You may come across User Content that appears to be inaccurate, offensive, indecent or objectionable and you agree to waive and hereby do so, any legal or equitable rights or remedies You have or may have against Quickienomics with respect thereto. You agree and acknowledge that Quickienomics do not endorse any User Content and will not be held responsible or liable for any User Content posted on the Website and hereby disclaim any and all liability in connection with, including but not limited to opinions, advices and or other recommendations posted by other users. Quickienomics places major emphasis on intellectual properties and takes the protection of copyrights, trademarks, registered marks and or any other form of intellectual properties very seriously and does not permit any activities that will result in an infringement of the above mentioned on the Website. Should a User or content owner of an alleged infringement of third party intellectual property or rights notify Quickienomics, it is on our sole discretion to investigate the allegation and has all the rights to remove any User Content without notice and will not be liable to You.

We encourage your feedback, in the form of reviews, comments, and suggestions or recommendations for modifications, improvements or changes to the Services or the Site that you may choose in your sole discretion to provide us from time to time (“Feedback”). When you provide Feedback, you grant us, under all right, title and interest in and to the Feedback, a non-exclusive, royalty-free, worldwide, transferable, sub-licensable, irrevocable, perpetual license to use that Feedback or to incorporate it into the Website or other products or services.

The Website may contain Content specifically provided by us, our partners or our users and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Website.

9. User Contributions and Content Standards.

Quickienomics contains user generated content, and also may contain discussion board and or other interactive features that allow you to upload, post, submit, publish, display or transmit to other Users Content on or through the Website. All User Content must be lawful, not spammy, and clear of virus or other malware. More specifically, but without limiting the foregoing, it must comply with the following Content Standards:


  • Not contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable.

  • Not promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.

  • Not infringe any patent, trademark, trade secret, copyright or other intellectual property rights of any other person.

  • Not violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Service.

  • Not be likely to deceive any person.

  • Not promote any illegal activity, or advocate, promote or assist any unlawful act.

  • Not cause annoyance, inconvenience or needless anxiety or be likely to upset, embarrass, alarm or annoy any other person.

  • Not be used to impersonate any person, or to misrepresent your identity or affiliation with any person or organization.

  • Not involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter or advertising.

  • Not give the impression that they emanate from us or any other person or entity, if this is not the case.

  • Not used, if public, as test empty documents with no actual content, or typing exercises: please respect our community and help us minimize the clutter!

User Content is not intended to be legal advice nor form an attorney-client relationship, nor among the users, nor between the users and Quickienomics. Use of the Website should never be understood to be replacing use of a qualified attorney, and Quickienomics’s relationship to all documents and transactions completed using the Website is that of a trusted, disinterested third party.

10. Law and Copyright Infringment

We do not undertake to review all material before it is posted on the Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. In the unlikely event we receive a disclosure request from an authorized party, we reserve the right to disclose user identities when required to do so by the law, including in response to a law enforcement request supported by a valid court order. You waive and hold harmless the Company from any claims resulting from any action taken by the Company during or as a result of its investigations and from any actions taken as a consequence of investigations by either the Company or law enforcement authorities.

11. Termination

You agree and acknowledge that any of your account (or any part thereof) that You may have with Quickienomics including but not limited to your User Profile and User Content can be terminated and removed at any time for any or no reason and it is in Quickienomics sole discretion to do so without penalty. Quickienomics may also at any time, with or without notice, cease to provide access to the Website or any part thereof. You agree and acknowledge that any termination of access to the Website or any part thereof including any account you may have may be affected without prior notice and Quickienomics will not be held liable to You or any third party due to such termination. Any suspected fraudulent, abusive or illegal activity may be referred to appropriate law enforcement authorities. These remedies are in addition to any other remedies Quickienomics may have at law or in equity. Quickienomics does not permit copyright, trademarks, or other intellectual property infringing activities on the Website and will terminate access to the Website and remove all User Content or other content submitted, by any Users who is caught in such activities.

Your only remedy with respect to any dissatisfaction with (i) the Website, (ii) any term of these Terms of Service, (iii) Guidelines, (iv) any policy or practice of Quickienomics in operating the Website, or (v) any content or information transmitted through the Website, is to terminate the Terms and your account. You may terminate the Terms at any time by deleting your login account with the Website and discontinuing use of any and all parts of the Website.

12. Disclaimer of Warranties, Limitations of Liability and Indemnification.

Your use of Quickienomics is at your sole risk. The service is provided “as is” and “as available”. We disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. We are not liable for damages, direct or consequential, resulting from your use of the Website, and you agree to defend, indemnify and hold us harmless from any claims, losses, liability costs and expenses (including but not limited to attorney’s fees) arising from your violation of any third-party’s rights. You acknowledge that you have only a limited, non-exclusive, nontransferable license to use the Website. Because the Website is not error or bug free, you agree that you will use it carefully and avoid using it ways, which might result in any loss of your or any third party’s property or information.

Quickienomics does not provide University of London International Programme EMFSS courses. We are providers of supplementary learning materials to help you study more effectively and as such, our video contents do not replace your regular lessons, lectures and/or tutorials at your UOL accredited institution, if applicable, and we advise that you use Quickienomics as a complementary study aide along with your University of London International Programme EMFSS study guides, the recommended texts, further reading materials, and/or lecture notes/materials provided by your institution.

Quickienomics does not guarantee that the usage of its video content would secure a pass, or any other grade, for the user in examinations. Users are expected to know that their examination grades are solely dependent on their own study management and personal diligence. Quickienomics will not be held responsible for any examination failure or lack of achievement due to the usage of the video content.

13. Geographic Restrictions

Quickienomics provide this Website for use only by persons located in Singapore. We make no claims that the Website or any of its content is accessible, appropriate or legal outside of Singapore. If you access the Website from outside of Singapore, you do so on your own initiative and are responsible for compliance with local laws.

14. Governing Law and Jurisdiction

This Agreement shall be governed in all respects by the laws of the Republic of Singapore without giving effect to any conflicts of law principles that would require the application of the laws of a different jurisdiction.

15. Waivers and Severability

Your access to or use of the Website, as well as these Terms shall be governed by, and construed in accordance with Singapore laws and you agree to submit to the exclusive jurisdiction of the Singapore courts. Quickienomics’s failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision or right. If any part of these Terms is held to be unenforceable, the unenforceable part shall be given effect to the greatest extent possible and the remainder will remain in full force and effect. These Terms are for the benefit of Quickienomics and its directors, officers, employees, suppliers, licensors, agents, and any third party Content providers to the Site. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.